Transform Your Digital Banking Channel into a Scalable Account Acquisition Engine

Embedded referrals that turn digital loyalty into measurable growth for deposits and loans — 
without operational burden.

ReferLive DBX integrates referral capabilities directly into your digital banking platform, enabling account holders to refer friends, family, and colleagues from the environment they already trust and use daily.

Lower Cost
Per Acquisition

Higher-Quality Household Growth

Fully Embedded, Secure, and Compliant

Digital Banking is Now the Primary Engagement Channel

As branch interactions decline and mobile and home banking usage rises, digital banking has become the most consistent point of contact with your customers.

ReferLive DBX converts everyday digital banking usage into an acquisition engine by empowering satisfied customers to become growth ambassador.

Strategic Value 
for Financial Institutions

Unlock New Account Growth from Digital Loyalty

  • Native refer-a-friend experience inside mobile and online banking
  • High-intent acquisition originating where account holders already engage
  • Referrals driven by trusted personal networks
  • Moves referral activity into your owned digital ecosystem

Seamless, Secure, and Integrated

Built for Digital Banking Environments

Authenticated

Referrals initiated at moments of peak engagement

Fully Digital

No paper, no branches, no manual processing

Native Experience

Embedded directly in home and mobile banking

Secure APIs

Data and workflows remain under institutional control

Improved compliance, reduced friction, and higher participation rates

Boost Marketing ROI and Reduce Cost per Acquisition

  • High-quality Household Acquisition Driven by Loyalty
  • End-to-end Automation from Referral Capture to Reward Issuance
  • Enables Budget Reallocation Toward Scalable, Performance-driven Growth Channels

Reinforce Account Holder Trust and Engagement

Strengthen Relationships While Growing Accounts

  • Referrals happen when satisfaction is highest
  • Conducted inside a trusted, authenticated environment
  • Encourages deeper engagement and product adoption

Core Capabilities

Embedded Referral Experience

Embedded Referral Experience

Account holders refer contacts directly from digital banking menus without leaving the platform

Secure Digital Integration

Secure Digital Integration

Built for leading digital banking platforms with API support for authenticated referrals

Scalable Growth Channel

Scalable Growth Channel

Designed to generate high-quality deposit and loan relationships through account holder advocacy

Enterprise-Grade Compliance & Controls

Enterprise-Grade Compliance & Controls

Delivered through your own digital ecosystem to ensure regulatory and data privacy alignment

Turn Digital Engagement into Measurable Growth

Built for financial institutions seeking scalable, compliant growth through digital channels.

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