Jackhenrybanno

ReferLive for Banno Digital Banking

A Native Banno Plugin Built to Drive Measurable Growth

ReferLive embeds referral-driven account acquisition directly into the Banno experience—helping financial institutions grow deposits and loans while reducing account holder acquisition costs.

See How It Works in Banno: Schedule A Webinar

Trusted Growth — Inside Authenticated Digital Banking

CustomerStream’s ReferLive is now available as a fully embedded plugin card in the Jack Henry Banno Digital Banking Platform, giving community and regional financial institutions a powerful channel to acquire high-quality new account holders while lowering marketing spend.

Built on Banno Digital Toolkit™ (common API, design language, and authenticated framework), ReferLive delivers a seamless experience that feels native to your digital banking environment.

The Executive Case

Drive Growth.  Reduce Acquisition Cost.  Keep it Measurable.

Referral-driven acquisition works best when it’s:

Visible (in the daily digital banking workflow)
Frictionless (no redirects, no extra logins)
Governed (controls, eligibility, and compliance-ready automation)
Measurable (real-time performance and attribution)

ReferLive for Banno delivers all four—without rebuilding your platform.

What ReferLive DBX Delivers for Banno

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Strategic New Account Acquisition

ReferLive B2B transforms existing account holders into advocates by embedding a digital refer-a-friend program directly within online and mobile banking.

Outcomes leaders care about:

Organically driven growth from loyal account holders
A scalable acquisition engine that turns daily users into
acquisition channels
Measurable lift without proportional increases in paid marketing
spend

Operational Simplicity and Compliance-ready Execution

ReferLive integrates natively within your Banno environment, eliminating:

Fragmented user journeys
Third-party redirects
Manual tracking and reward fulfillment

Designed for frictionless automation and real-time measurement of campaign performance—so teams spend less time managing a program and more time optimizing outcomes.

Why Plugins Like ReferLive Are Critical in Modern Digital Banking

Seamless Experiences Drive Adoption

Referral programs underperform when they’re hidden in menus or pushed to external apps. The Banno plugin framework renders third-party services as part of the dashboard—improving visibility, reducing friction, and increasing participation.

Modular Innovation Without Rebuilds

With an API-based plugin, institutions can adopt ReferLive quickly without costly internal development. That reduces integration complexity and accelerates time to value.

Reward Loyalty and Increase New Account Growth

Run multi-product referral offers such as checking, credit cards, auto loans, CDs, savings, and more through a single, simple referral share within Banno digital banking.

Data-driven Product Strategy

The ReferLive plugin unlocks deeper usage data and engagement metrics, helping leadership understand account holder behavior and tailor follow-up strategies. As marketplace expectations rise, these insights become foundational to digital product strategy.

Frequently Asked Questions

Is this native to Banno?

Yes—ReferLive is delivered as an embedded plugin card designed to feel native inside the authenticated Banno experience.

How quickly can an institution deploy?

Timelines vary by institution, but plugin-based delivery is designed to accelerate time-to-value versus custom development.

What products can we promote?

Multi-product referral offers including checking, savings, CDs, credit cards, auto loans, and more.

How do we measure success?

ReferLive is designed for real-time measurement of campaign performance—so leaders can track contribution to growth, adoption, and efficiency.